New York Commercial Hard Money Loan

Get the Financing You Need for Your Project, Fast - With Stone Capital’s New York Commercial Hard Money Loans!

Do you need to access capital quickly for your commercial project? The New York real estate market is competitive and requires a fast response to secure a property or complete a deal. Stone Commercial Capital is here to provide you with the fast and reliable financing solutions you need to purchase, refinance, renovate, and construct a commercial property. We are proud to be an established and respected New York hard money lender committed to helping you make the most of your investment.

Fast Funding to Jumpstart Your Project

Unlike traditional bank financing, hard money loans provide borrowers with a much quicker timeline for approval and funding. This is because hard money loans are funded by private lenders and require less documentation than a traditional loan. As a New York hard money lender, we look at the overall strength of your project and not just your credit score or income. The loan is given against the value of the property, so you can get the funding you need quickly and easily.

Our hard money loans are perfect for New York City commercial real estate investors as they allow you to bridge any funding gaps necessary in order to cover immediate costs. These types of loans are commonly used for:

NYC property purchases or renovations
Multi-phase construction projects
Debt refinancing/restructuring needs due to time restrictions
Repositioning transitional properties requiring renovation
Partnerships buyouts
Rehabs and build outs on New York City assets
Accessing equity via cash out refi
Bridging the seasoning gap when taking out CMBS or agency deal

We can provide you with a loan tailored to your needs. Whether you’re a builder or contractor looking to get your project off the ground, a real estate investor needing financing for an acquisition and/or renovations, or a borrower in need of debt restructuring/refinancing, let us be your go-to New York Commercial Hard Money Loan lender.

Top Rated Neighborhoods in New York to Consider for Real Estate Investment

Whether you’re a first-time property investor or an experienced one, you should do your research before committing to any purchase or development. Here are some of the top neighborhoods to consider when looking for commercial real estate investment opportunities in New York:

Financial District

Chelsea

Greenwich Village

Lower East Side

Brooklyn Heights

NoHo

SoHo

TriBeCa

Upper West Side

Dumbo

Advantages of a Commercial Hard Money Loan

If the Property Isn’t Stabilized: Hard money loans are based on the value of the property, therefore loans provide investors with an opportunity to purchase properties that may not be stabilized. This means that you can purchase a property, complete necessary refurbishments, and renovations, and then refinance the loan into a traditional bank loan.

Faster Approval/Funding: Hard money loans are granted without the same level of paperwork and scrutiny as a traditional financing source, meaning you can receive your funding in a fraction of the time.

Flexible Terms: Stone Commercial Capital offers flexible terms for our New York hard money loans, so you can choose the terms that make sense for your project.

If You Have Poor Credit: Unlike traditional loans, hard money loans require less paperwork and don’t look at creditworthiness as heavily. This means that you can still secure a loan even if your credit isn’t as strong.

Stone Commercial Capital Can Help You Secure Your New York Commercial Hard Money Loan