Common. Sense. Lending. That’s what we do. We truly take the time to understand your particular needs to determine if our loans make sense for you. Whether you are a developer funding the construction of a 100 home community, or a builder in need of a quick bridge loan to secure your next project, we will help facilitate your success. Anyone can plug figures into a computer program to calculate if your background satisfies their conditions to qualify for their loan. That is not how we operate. We know that those pre-determined factors do not always paint a complete picture. This is what separates us from other hard money lenders. We take the time to understand your specific circumstances to fit you with a custom loan program.
Your Story Matters
Focusing on Fast Closings
Time is money. Not only do we consider your individual needs to tailor your program, we understand that investors often need quick financing. Timing is often critical to land that deal. We accelerate the process so that the real estate investor has the leverage he needs to secure that investment.
Stone Commercial Capital affords the investor the greatest chance of success, bar none. Sometimes, a deal that would initially be declined can be re-considered using alternative structuring. We creatively re-evaluate the file. That’s what truly separates us from our competition. You can be certain that we will exhaust every option at our disposal to make your deal work. Good deals deserve a second shot – and that’s our specialty.
Private Money Loan Programs for the Real Estate Investor
Bridge Loans
A bridge loan is defined by any loan that is both short-term and backed by collateral, which is usually the property in which you are borrowing against. It is meant to be paid off quickly once the borrower secures a permanent type of financing. A bridge loan can be used for both residential and commercial properties.
A fix and flip loan is often used by real estate investors to finance the renovation of a resale property. Also known as house flipping, these loans offer short-term financing that the real estate investor can count on for a fast turnaround.
A commercial hard money loan may be utilized to finance a commercial property including mixed use, office, retail and industrial. A Pennsylvania builder may choose a private money loan for a commercial property to fund their next commercial property when they are looking for a fast transaction or flexible terms.
Residential and Multifamily real estate investments are popular due to the robust rental market. These loans can finance single tenant units or larger apartment complexes. Hard money lending offers an alternative method of financing for investors who need an alternative to a bank loan.
Mixed use hard money loans refer to properties that consist of both commercial and residential such as an apartment building with a retail store attached. We offer many options for the real estate investor needing fast financing for mixed us properties.
Our loans for new construction afford the builder and developer the upfront construction funding they can count on. Stone Commercial Capital offers the contractor the leverage of accelerated access to their critical financing needs.